Banking & Financial Services

Represented a lender in connection with a syndicated construction loan for a large office/residential project including a bridge loan addressing timing issues with public financing.

Represented a lender in connection with the refinancing of a collateral pool of 55 one- to four-unit single-family residential investment properties in close proximity to The Ohio State University campus. 

Represented a lender in connection with financing for the first office/retail building in a large multi-phase project with significant public/private partnerships involved. 

Represented a lender in providing debt capital for the construction completion and lease-up of an office and apartment project. 

Represented a borrower in the refinance of a permanent loan. 

Represented a lender in connection with the residential component of a historic rehabilitation project. 

Represented a lender in connection with financing for the first office/retail building in a large multi-phase project with significant public/private partnerships involved.

Represented a national bank serving as the project construction lender on a 330,000-square-foot built-to-suit office complex. 

Represented a lender in a secured real estate mortgage construction loan for a speculative office/residential project. 

Represented a national bank in connection with a syndicated construction loan and a bridge loan for a mixed-use development. 

Represented a lender in connection with $29 million construction financing of 132 apartments plus 6,587 square feet of retail and office space, including 253 parking spaces with structured parking in the new building. The debt transaction was syndicated and included mezzanine financing and a ground lease.

Represented a lender in connection with a $51 million loan involving a credit facility for the acquisition of a pool of retail properties located in Ohio and Indiana.

Represented a lender in connection with a $40 million secured revolving line of credit together with a $10 million accordion feature (non-committed) for a real estate investment company. 

Successful defense of “matched-pair” based claims, defending lenders in response to alleged violations of the Equal Credit Opportunity Act and Fair Housing Act and facially inequitable credit data.

Represented clients in formal CFPB and FTC investigations and the prevention of related enforcement actions.

Defense of state regulatory enforcement actions and inquiries in various jurisdictions throughout the U.S.

Created and developed intensive cybersecurity risk mitigation programs for financial institutions to prevent and reduce the growing risks associated with business engagement in the digital age.

Defense of civil litigations related to complex issues associated with lending and loan servicing, including successful resolution of claims involving loan repurchase/indemnification, the Telephone Consumer Protection Act, the Fair Debt Collection Practices Act and the Fair Credit Reporting Act.

Developed tailored compliance management systems for financial services companies of all sizes.

Educated local and state government officials regarding the property rights of pawnbrokers in pawned items.

Represented a major national lender in connection with self-disclosure of non-compliance with certain regulatory issues. The engagement included meeting and working with state and federal regulators, state-wide vacature of more than 25,000 lawsuits, appearances in virtually every court within the State of Ohio and coordination of refunds of state-court judgments.

Defense of civil litigations related to complex issues associated with lending and loan servicing, including successful resolution of claims involving loan repurchase/indemnification, the Telephone Consumer Protection Act, the Fair Debt Collection Practices Act and the Fair Credit Reporting Act.

For financial services companies of all sizes, developed tailored compliance management systems engineered to merge best practices with practical budget and operational realities.

Defended a lender against allegations that a mortgage loan originator discriminated against potential borrowers based on race and national origin.

Secured dismissal of claims under the Fair Debt Collection Practices Act against a mortgage lender in federal court.

Educated local and state government officials regarding the property rights of pawnbrokers in pawned items. 

Defended a mortgage banker against allegations of multiple violations arising from a state examination.

Successfully represented several national broker-dealers and their associated persons in over 60 arbitration actions brought before the Financial Institution Regulatory Authority (FINRA) as well as in securities fraud claims brought in federal court in over 15 states.

Led the restructuring of numerous personal property secured transactions as counsel for both senior and mezzanine lenders.

Served as Ohio counsel for a loan servicer, handling the broad spectrum of complex federal, state and common law issues that arose in the context of consumer financing and residential mortgage lending.

Served as receiver's counsel on all issues related to property management, leasing and sale and assisted in the successful resolution of receivership cases across the state.

Represented the lender, a regional bank, in connection with a construction loan for a low-income housing tax credit rehabilitation project. Because the project involved a historic building financing from state and federal historic tax credits was utilized, among multiple other financing sources.

Served as lender’s co-counsel in the negotiation and documentation of a variety of solar farm development and financing projects.

Represented multiple banks in connection with over 100 construction and permanent loans for low-income housing tax credit projects utilizing the USDA Rural Development 538 Loan Guaranty Program.

Represented a national platform bank in connection with an equity bridge loan for an approximately $115,000,000 low-income housing tax credit rehabilitation project in Massachusetts involving MHFA Bond financing and Fannie Mae financing

Served as lead counsel to a secured lender on a federal court receivership case involving a broad range of issues across multiple states.

Represented a national platform bank in connection with construction loans totaling $15,000,000 for two phases of a Section 8, low-income housing tax credit, revitalization project in New Jersey involving a ground-lease structure and County Bond proceeds, HOME Loan proceeds, FHLB Loan proceeds and HUD Replacement Housing Factor Funds.

Represented the trust department of a national financial institution in all aspects of the sale and leasing of office and retail real estate and the reinvestment pursuant to deferred like-kind exchanges.

Represented a super regional bank in connection with a $37,000,000 line of credit/refinance transaction for a multi-state shopping center portfolio involving a co-obligor arrangement with a Canadian parent entity.

Represented a national platform bank in connection with a direct purchase bond transaction in Ohio. The project involved multiple layers of financing for the renovation of a historic building to be converted into a low-income housing tax credit project.

Represented a national platform bank in connection with the construction and permanent financing for a scattered site low-income housing tax credit project located in Ohio.

Represent a national platform bank in connection with a $50,000,000 line of credit facility secured by over 2,000 acres of real estate collateral.

Represented a regional bank in connection with a construction loan for a low-income housing tax credit project located in Georgia on a ground-leased site. The project also involved HUD financing, Tax Credit Assistance Program financing and Tax Credit Exchange financing.

As lender's lead counsel, negotiated and documented numerous asset-based financings, including an asset-based financing transaction in excess of $500 million.

Served as lead counsel for the borrower in connection with a $100 million series of financings to develop a consumer products manufacturing facility.

Successfully defended a bank president in a $28 million lawsuit following a four-week jury trial.